Financial Disclaimer

Harta is a data organisation and mathematical calculation tool for personal productivity purposes only. Harta does not provide financial, investment, legal, or tax advice. All 'projections' are based on user-inputted historical data and represent mathematical possibilities, not financial guarantees or advice.

Harta is not a licensed financial adviser, broker, or financial planning service. Nothing in the app, including AI-generated responses, cashflow projections, or summaries, constitutes financial, investment, tax, or legal advice.

Any information provided by Harta is for informational and organisational purposes only. You should not make financial decisions based solely on what the app tells you.

Responses in Harta are generated by an AI language model. AI models can make mistakes, hallucinate figures, or produce outputs that are plausible but incorrect. All AI-generated content should be independently verified before being acted upon.

Harta does not guarantee the accuracy, completeness, or timeliness of any AI-generated response.

Cashflow projections, spending capacity estimates, and other forward-looking figures produced by Harta are based entirely on the data you have entered manually. They are illustrative only and not a prediction of actual future financial outcomes. Your real financial situation may differ materially from any projection shown.

You are solely responsible for the financial decisions you make. We strongly encourage you to consult a qualified financial professional for advice tailored to your personal circumstances before making significant financial decisions.

To the fullest extent permitted by applicable law, Harta and its operators accept no liability for any financial loss, damage, or harm arising from your reliance on information provided by the Service.